What are the odds that your employer provides these options — or that you'll use them?

As of Jan. 1, 2026, SECURE 2.0 introduced significant changes to Roth catch‑up contributions. Here's a look at what that means.

Catch-up contributions have always been a powerful way for people in their 50s and early 60s to turbocharge retirement savings, but 2026 reshapes how those extra dollars work. Higher limits, new ...

Starting the year you turn 50, you can increase retirement contributions by an amount set by the IRS. Many, or all, of the products featured on this page are from our advertising partners who ...

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. If you are participating in your 401(k) at work, ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

Most people believe a comfortable retirement is possible if they save early, save consistently, and let compound interest do its magic. Well, that’s definitely sound advice, but what about if you’re ...