When you think about your 401(k), one of the first questions that comes to mind is: How much is it actually growing? On average, 401(k) returns typically fall between 5% and 8% annually, depending on ...

What would you prefer to have in retirement: a $1 million home or a 401(k) with $1 million invested in it? Find out which ...

Most Americans in their 50s fall well below Fidelity’s suggested target of a 401(k) balance of at least six times salary. Your 50s are prime catch-up years with higher contribution limits. Get ...

Workplace retirement plans like 401(k)s are among the most powerful tools for building long-term wealth, yet they are also among the easiest to overlook during major life changes. According to a 2025 ...

Many 401(k) investors — 53% — are unaware that they can stay in their former employer's plan, according to a 2024 report from the Government Accountability Office. Most can. Only a small share, 2%, of ...

Key Takeaways Your 401(k) passes to the person you name on your beneficiary form—not through your will.Spouses and ...

No one really talks about how 401(k) plans are paid for. Investment management fees are visible and well documented, but that’s only part of the picture. Beyond the funds you invest in, plans also pay ...

Federal departments are now working out regulatory details for paving the way for alternative investments in 401(k) plans. In Michigan, the largest public pension plan held $44 million in bitcoin and ...

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. If you are participating in your 401(k) at work, ...

Your personal retirement number depends on your lifestyle goals, investment risk and desired retirement age, among other key factors Written By Written by Staff Money Writer, Buy Side Erin Gobler is a ...