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That Closed Account Is Haunting Your Credit Score. Here's How to Banish It For Good. You paid off that old credit card or car loan. You closed the account. So why is it still sitting on your credit report, potentially dragging your score down? Outdated information, minor errors, or accounts that simply won't disappear can cost you thousands in higher interest rates. The process to remove them isn't always obvious, and the credit bureaus don't make it easy. Stop letting the past dictate your fina
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