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Bad Credit? Do THIS for 6 Months 🗓️ Secured credit card for bad credit: Is it a trap or a tool? 💳🛠️ If your credit score is hurt, a secured card is your reset button. Here is the simple credit rebuild framework to use it correctly (without getting into more debt). The 4-Step Comeback Plan: ▪️Step 1: The Deposit. You put down a refundable deposit (usually $200–$500). This becomes your credit limit. ▪️Step 2: One Small Buy. Use the card for one small thing per month. Gas. Groceries. A streaming
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